The Top 5 Best Travel Credit Cards

The Top 5 Best Travel Credit Cards

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Traveling the world is an amazing experience, whether for business or pleasure, but it can be expensive.

Between airfare, hotels, dining, and all the other expenses that come with being somewhere other than home, the cost can add up quickly. Thankfully, there are plenty of amazing credit cards out there that will help you save money when you spend money.

Think about it — there are so many things you have to spend money on every single day, so you might as well find a credit card that puts money back into your wallet. And, when it comes to travel, there are great credit cards that will help make your trip as stress-free and easy as possible.

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Whether it’s being able to pay for an entire flight with points or earning points on a variety of different things, these travel credit cards will work for you, not against you.

So, if you’re trying to decide which travel credit card to get, here’s a list of the top 5 best ones out there. Happy traveling! 

Chase Sapphire Preferred Card

Chase Sapphire
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Recommended credit: 670-850
Intro bonus points: 100,000
Annual fee: $95

The Chase Sapphire Preferred Card is believed to be one of the best in the business for those looking to save money on travel. Not only can you earn five times the points on travel and three times the points on dining, but the signup bonus is also pretty incredible!

Not to mention, this card will also give you great travel benefits like trip cancellation insurance and lost luggage insurance. You’ll never have to worry about losing money on airfare if you have to cancel a trip all of a sudden. While the annual fee is a touch high at $95, the truth is you’ll make that money back no problem if you travel a few times a year. 

Capital Ventures Reward Credit Card

Recommended credit: 670-850
Intro bonus points: 60,000
Annual fee: $95

While the Capital Ventures Reward Credit Card doesn’t offer as many intro bonus points as the Chase Sapphire Preferred, it is still a great option for those who want to earn travel points. 

You’ll be able to earn two times the points on every purchase, so you don’t have to worry about remembering what purchases earn you points and which ones don’t. 

Plus, the points can be used for hotels or airfare, so you’re not stuck using them for just one thing. And again, while the $95 annual fee isn’t ideal, if you travel enough you will earn that money back easy peasy. 

Citi Premier Card

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Recommended credit: 670-850
Intro bonus points: 80,000
Annual fee: $95

The Citi Premier Card is a fantastic option for those who are looking to dip their toe into the “travel credit card” world. This card offers points in a number of different categories, including air travel, hotel, restaurants, grocery stores, and gas stations, which makes it very easy for cardholders to rack up points. 

Oh, and did I mention you’ll earn three times the points when you use the card in those bonus categories? Ca-ching! You can also use your points on a number of different airlines, so you’re not beholden to one specific airline.

The Platinum Card From American Express

Recommended credit: 670-850
Intro bonus points: 100,000
Annual fee: $695

Yes, you read that right — the Platinum Card from American Express has a $695 annual fee. While that number may seem extremely high — and it is — it is worth it if you take full advantage of all the perks. But, because of the high annual fee, this card is really only for experienced travelers who know they’ll be on the road a lot throughout the year.

Along with the 100,000 intro bonus points, this card has a laundry list of benefits. You can get access to Centurion Longues, you’ll have elite status with Hilton and Marriott hotels, and access to a premium concierge service.

It also has a $200 Uber credit and a $200 credit in airline fees (hey, that’s almost the entire cost of the annual fee) and they’ll reimburse you for TSA precheck. 

Capital One VentureOne Rewards Credit Card

capital one
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Recommended credit: 670-850
Intro bonus points: 20,000
Annual fee: $0

Last, but certainly not least, is the Capital One VentureOne Rewards card, which has a $0 annual fee! This is another great option for those who are looking for a beginner travel credit card that won’t force you to spend a bunch of money in order to get points.

You will earn 20,000 bonus miles after spending $500 or more within the first three months of opening the account, which should be fairly easy. The miles can also be used to pay for airline travel, but they can also be transferred to loyalty programs as well.

And, while you’ll only earn 1.25 times miles on all purchases, the card has zero foreign transaction fees. Those can add up if you’re not smart about it, so that’s a great perk!